Budget Foundations That Actually Stick
Most people start a budget and quit within three weeks. Not because they can't do maths – but because nobody showed them how to make it work for real life. Our programme walks through the practical stuff that financial books skip over. You'll learn what to track, what to ignore, and how to stop stressing every time you check your account.
Start Your Journey
Build Your Money System
Starting in September 2025, our twelve-week programme breaks down how successful budgeters actually manage their finances. We skip the complicated spreadsheets and focus on systems that work when life gets messy.
You'll set up tracking methods that take five minutes a week. We cover emergency funds, unexpected expenses, and the awkward stuff like splitting costs with partners. Real situations, honest solutions.
Learn From Actual Mistakes
Every session includes case studies from people who've fixed their finances – and the missteps they made along the way. We analyse why certain approaches fail and what adjustments turned things around.
You'll get access to tools used by financial advisors, simplified for everyday budgets. Templates for different income types, methods for tracking variable expenses, and strategies for when your budget needs a complete reset.
Weekly Sessions
Live online sessions every Tuesday evening, starting 2nd September 2025. Each runs for ninety minutes with focused content and plenty of time for questions.
Can't make it live? Recordings available within hours, plus downloadable worksheets and supplementary resources.
Private Community Access
Join other participants in our dedicated discussion space. Share your wins, ask questions, and get feedback from both instructors and peers.
This isn't some massive forum where your questions get lost. Small groups mean actual conversations and personalised support when you're figuring things out.
The community stays open for six months after the programme ends, so you've got ongoing support as you implement what you've learned.
Practical Tools Package
We provide budget templates that work with Australian tax years, expense trackers that sync with local banks, and calculators designed for Commonwealth banking systems.
Everything's customisable. Use what helps, ignore what doesn't. No mandatory apps or complicated software – just straightforward tools that save you time.
What You'll Walk Away With
By November 2025, you'll have a working budget system tailored to your actual income and expenses. Not some textbook version – your version.
You'll know how to adjust when income fluctuates, how to plan for irregular bills, and how to build savings without feeling deprived. We cover debt management strategies that don't require extreme sacrifice.
The programme includes modules on setting realistic financial goals, understanding where your money actually goes, and making decisions that align with what matters to you. Less guilt, more clarity.
You'll also get lifetime access to our resource library, which includes updated templates, quarterly webinars on economic changes affecting Australian households, and guest sessions from local financial experts.
View Our WebinarsWho This Helps
This programme works best for people who've tried budgeting before and got frustrated. If you're earning regular income but can't figure out where it goes, this will help.
We don't promise you'll become a millionaire or retire early. We focus on creating financial stability – paying bills on time, building small buffers, and reducing money stress.
Freya Lindbeck
Senior Budget Educator
Flexible Learning Schedule
Life's unpredictable. We get it. Sessions are recorded and available permanently, so you can catch up when it suits you.
Most participants spend about three hours weekly – one for the live session, two working through exercises. But you set your own pace.
Saskia Ostrovsky
Programme Coordinator